Vapers to be classified as smokers

Okay guys so I’m at Liberty life Umhlanga head office and I do income protection for clients yes,I Vape and dumb people there tell me how bad vaping is while holding their cancer sticks,it doesn’t bother me and when I do life cover for clients, unfortunately us vapers are classified as smokers … annoying as hell…… I did cover for a lady that Hardly Vapes and she is still classed as a smoker even though she Vapes 2mg nicotine and the rates pick up a bit , almost adds R200 to R250 on a smoker stays which is ridiculous so it doesn’t matter if you smoke 40 cancer sticks or vape 5ml of juice we considered smokers which is wrong smoking contains tons of harmful ingredients while vaping is a few ingredients (vg,pg,flavor concentrates and nicotine) I honestly feel it’s really unfair, we need to be classed as vapers coz we not as dirty lunged as a cigarette smoker however we not as a saint as the non smokers … we closer to the non smoker than the cigarette stinkers though … just my 2cents guys

Today I got a call from my broker before he send me the e-mail regarding a new life insurance policy.

Ummm my cholesterol (Perfect) weight( perfect) and blood pressure( perfect) "BUT sorry you are a "smoker"( I have not touched a stinky in 3 years) wording on policy and for that you are a bigger risk so you have to pay more."

Why can't they put the word "vaper" on the policy instead of "smoker" I vape my Tobacco vape juice I don't smoke my vape juice people

I find it sad that in our country they still see vaping and smoking as the same thing.

Maybe one day we will be seen as vapers and not smokers.

MrGSmokeFree said:

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Today I got a call from my broker before he send me the e-mail regarding a new life insurance policy.

Ummm my cholesterol (Perfect) weight( perfect) and blood pressure( perfect) "BUT sorry you are a "smoker"( I have not touched a stinky in 3 years) wording on policy and for that you are a bigger risk so you have to pay more."

Why can't they put the word "vaper" on the policy instead of "smoker" I vape my Tobacco vape juice I don't smoke my vape juice people

I find it sad that in our country they still see vaping and smoking as the same thing.

Maybe one day we will be seen as vapers and not smokers.

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My friend the problem is,we as vapers need to do something together and challenge them.
After all we can easily get a few thousand signatures on a petition. All we need is someone to start the process.

I wonder how they define a smoker ?


Definition of smoker noun from the Oxford Advanced American Dictionary


"smoker
noun
/ˈsmoʊkər/


a person who smokes tobacco regularly
a heavy smoker (= someone who smokes a lot)
a smoker's cough
a cigarette/cigar/pipe smoker"


Not a word about vapour, PG/VG, flavourings or even nic.

Resistance said:

My friend the problem is,we as vapers need to do something together and challenge them.
After all we can easily get a few thousand signatures on a petition. All we need is someone to start the process.

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So who is the nominee to start the process?

Resistance said:

So who is the nominee to start the process?

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We have insurance companies and policy plans for any disease or condition under the sun.

Somebody should start one for vapers. If only the vaping industry was big enough I'm sure it would have been done already.

Adephi said:

We have insurance companies and policy plans for any disease or condition under the sun.

Somebody should start one for vapers. If only the vaping industry was big enough I'm sure it would have been done already.

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How they work it is if you live longer and pay the same as a smoker you will pay more per month and you'll pay more installments over a longer period of time because your not dying sooner from tobacco or smoking related illnesses.
So the longer they make you pay more the more their profits.
And people have challenged them,but that people challenged them alone.
For those that still smoke it makes sense to pay the extra untill they quit and for those that have quit and only vape it's daylight robbery.
It's like that thing where you drive safer on the roads your car insurance is lower,but the same people that drive safer is causing road rage and accidents because they drive for themselves and not the other road users.
Then what happens is BMW and Ford Ranger drivers get agro and drive like shit

Adephi said:

We have insurance companies and policy plans for any disease or condition under the sun.

Somebody should start one for vapers. If only the vaping industry was big enough I'm sure it would have been done already.

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True ,more people will quit smoking and start vaping.

We need someone to take the insurance companies to court and present a linguistic argument. Since there is no tobacco in vape juice, a vaper cannot be classified as a smoker. However, at the end of the day all that will be gained is another clause re vaping, so what would we have gained?

Hooked said:

We need someone to take the insurance companies to court and present a linguistic argument. Since there is no tobacco in vape juice, a vaper cannot be classified as a smoker. However, at the end of the day all that will be gained is another clause re vaping, so what would we have gained?

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Unfortunately our justice system is always in favour of who can afford the better lawyer.

Taking on 1 insurance company will be costly and we might get some representation, but this would require something like a class action that will banckrupt the whole industry. The courts unfortunately will not be the way to go.

you should state that you have not smoked for 3 years

they dont need to know that you vape

vaping is not the same as smoking


vaper
noun [ C ]

uk
person who vapes, especially by using e-cigarettes:

Riaz_sh said:

you should state that you have not smoked for 3 years

they dont need to know that you vape

vaping is not the same as smoking


vaper
noun [ C ]

uk
person who vapes, especially by using e-cigarettes:

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They can have your blood tested and they test for nicotine. So if you vape with nicotine, they'll pick it up and say you lied. Policy void. If you don't vape with nicotine, then this might work.